[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.miras.sk\/sporte-nepozorovane\/#Article","mainEntityOfPage":"https:\/\/www.miras.sk\/sporte-nepozorovane\/","headline":"Sporte nepozorovane","name":"Sporte nepozorovane","description":"Sporiace \u00fa\u010dty, alebo term\u00ednovan\u00e9 vklady mnoh\u00fdch \u013eud\u00ed odr\u00e1dzaj\u00fa. V\u00a0oboch pr\u00edpadoch toti\u017e potrebujete nejak\u00e9 tie financie navy\u0161e. Pokia\u013e v\u00e1m va\u0161a v\u00fdplata u\u017e aj tak nevych\u00e1dza, viete si asi len \u0165a\u017eko predstavi\u0165, \u017ee si budete ka\u017ed\u00fd mesiac odklada\u0165 \u010do i\u00a0len desa\u0165 eur bokom. Pr\u00e1ve pre tak\u00e9to pr\u00edpady pri\u0161li banky s\u00a0nov\u00fdm a\u00a0pomerne efekt\u00edvnym rie\u0161en\u00edm. Ide o\u00a0takzvan\u00e9 nevidite\u013en\u00e9 sporenie, […]","datePublished":"2019-11-11","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.miras.sk\/author\/#Person","name":"","url":"https:\/\/www.miras.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"miras.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.miras.sk\/wp-content\/uploads\/img_a300305_w16661_t1556631837.jpg","url":"https:\/\/www.miras.sk\/wp-content\/uploads\/img_a300305_w16661_t1556631837.jpg","height":0,"width":0},"url":"https:\/\/www.miras.sk\/sporte-nepozorovane\/","wordCount":385,"articleBody":"Sporiace \u00fa\u010dty, alebo term\u00ednovan\u00e9 vklady mnoh\u00fdch \u013eud\u00ed odr\u00e1dzaj\u00fa. V\u00a0oboch pr\u00edpadoch toti\u017e potrebujete nejak\u00e9 tie financie navy\u0161e. Pokia\u013e v\u00e1m va\u0161a v\u00fdplata u\u017e aj tak nevych\u00e1dza, viete si asi len \u0165a\u017eko predstavi\u0165, \u017ee si budete ka\u017ed\u00fd mesiac odklada\u0165 \u010do i\u00a0len desa\u0165 eur bokom. Pr\u00e1ve pre tak\u00e9to pr\u00edpady pri\u0161li banky s\u00a0nov\u00fdm a\u00a0pomerne efekt\u00edvnym rie\u0161en\u00edm. Ide o\u00a0takzvan\u00e9 nevidite\u013en\u00e9 sporenie, pri ktorom si peniaze odklad\u00e1te po naozaj mikroskopick\u00fdch \u010dastiach.\u00a0Nevidite\u013en\u00e9 sporenie v\u00a0s\u00fa\u010dasnosti pon\u00faka viacero b\u00e1nk. Tento sp\u00f4sob \u0161etrenia pe\u0148az\u00ed funguje nasledovne. Pri ka\u017edom n\u00e1kupe sa va\u0161e platby zaokr\u00fahlia smerom nahor. Rozdiel sa v\u00e1m pritom automaticky prip\u00ed\u0161e na \u00fa\u010det. Takto si \u0161etr\u00edte krok po kroku, a\u00a0to po naozaj mal\u00fdch \u010diastkach, tak\u017ee si v\u00a0kone\u010dnom d\u00f4sledku ani neuvedom\u00edte, \u017ee v\u00e1m nejak\u00e9 financie takpovediac ch\u00fdbaj\u00fa.\u00a0Teraz sa asi p\u00fdtate, ako funguje toto zaokr\u00fah\u013eovanie v\u00a0praxi. Nie je to ni\u010d komplikovan\u00e9. Konkr\u00e9tne sumy samozrejme z\u00e1visia od danej banky. Vo v\u00e4\u010d\u0161ine z\u00a0nich si v\u0161ak m\u00f4\u017eete vybra\u0165, \u010di chcete svoje platby zaokr\u00fah\u013eova\u0165 na cel\u00e9 euro, na p\u00e4\u0165, alebo na desa\u0165 eur. Tento princ\u00edp si vysvetl\u00edme na zaokr\u00fah\u013eovan\u00ed na jedno eur. P\u00f4jdete do obchodu, kde nak\u00fapite veci za \u0161es\u0165 eur aj desa\u0165 centov. Pri platbe v\u00e1m v\u0161ak z\u00a0va\u0161ej karty, nebude stiahnut\u00e1 t\u00e1to suma, ale sedem eur. Rozdiel, teda v\u00a0tomto pr\u00edpade dev\u00e4\u0165desiat centov, v\u00e1m bude prip\u00edsan\u00fdch na v\u00e1\u0161 sporiaci \u00fa\u010det.\u00a0Pri tomto type sporenia sa va\u0161e peniaze zhodnocuj\u00fa rovnako ako pri akomko\u013evek inom, sporiacom bankovom produkte. Konkr\u00e9tny \u00farok taktie\u017e z\u00e1vis\u00ed od danej banky. V\u00a0niektor\u00fdch plat\u00ed pravidlo, \u017ee mus\u00edte za mesiac naspori\u0165 minim\u00e1lne desa\u0165 eur. pri tejto sume je zhodnotenie samozrejme vy\u0161\u0161ie. Ak na\u0161etr\u00edte menej, \u00farok bude automaticky ni\u017e\u0161\u00ed. Nevidite\u013en\u00e9 sporenie si m\u00f4\u017eete vo v\u00e4\u010d\u0161ine b\u00e1nk zriadi\u0165 k\u00a0svojmu be\u017en\u00e9mu \u00fa\u010dtu ,a to bez poplatku. Pokia\u013e v\u00e1s tento sp\u00f4sob odkladania financi\u00ed zaujal, bude najlep\u0161ie ak nav\u0161t\u00edvite svoju banku.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sporte nepozorovane","item":"https:\/\/www.miras.sk\/sporte-nepozorovane\/#breadcrumbitem"}]}]