[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.miras.sk\/myty-o-investovani-uz-ste-ich-poculi\/#Article","mainEntityOfPage":"https:\/\/www.miras.sk\/myty-o-investovani-uz-ste-ich-poculi\/","headline":"M\u00fdty o investovan\u00ed: U\u017e ste ich po\u010duli?","name":"M\u00fdty o investovan\u00ed: U\u017e ste ich po\u010duli?","description":"„Investuj\u00fa len boh\u00e1\u010di“ Pred nieko\u013ek\u00fdmi desa\u0165ro\u010diami bolo investovanie sk\u00f4r pre t\u00fdch bohat\u0161\u00edch z n\u00e1s. To u\u017e ale d\u00e1vno neplat\u00ed. Investova\u0165 m\u00f4\u017eete pravidelne a v mal\u00fdch \u010diastkach – u\u017e od nieko\u013ek\u00fdch desiatok eur. „Je to pr\u00edli\u0161 rizikov\u00e9, peniaze d\u00e1m rad\u0161ej do banky a budem ma\u0165 istotu“ Pokia\u013e chcete istotu, tak do banky cho\u010fte. Pokia\u013e chcete v\u00fdnosy, […]","datePublished":"2017-12-08","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.miras.sk\/author\/#Person","name":"","url":"https:\/\/www.miras.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f5ad5dcd5c02ecc0fdaf1fe4b2e9a39ad5c5cc2b614885090f6f77b1ccabb3a9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"miras.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.miras.sk\/wp-content\/uploads\/img_a284842_w2025_t1518090381.jpg","url":"https:\/\/www.miras.sk\/wp-content\/uploads\/img_a284842_w2025_t1518090381.jpg","height":0,"width":0},"url":"https:\/\/www.miras.sk\/myty-o-investovani-uz-ste-ich-poculi\/","wordCount":537,"articleBody":"„Investuj\u00fa len boh\u00e1\u010di“ Pred nieko\u013ek\u00fdmi desa\u0165ro\u010diami bolo investovanie sk\u00f4r pre t\u00fdch bohat\u0161\u00edch z n\u00e1s. To u\u017e ale d\u00e1vno neplat\u00ed. Investova\u0165 m\u00f4\u017eete pravidelne a v mal\u00fdch \u010diastkach – u\u017e od nieko\u013ek\u00fdch desiatok eur.„Je to pr\u00edli\u0161 rizikov\u00e9, peniaze d\u00e1m rad\u0161ej do banky a budem ma\u0165 istotu“ Pokia\u013e chcete istotu, tak do banky cho\u010fte. Pokia\u013e chcete v\u00fdnosy, investujte. Napr\u00edklad do podielov\u00fdch fondov. Ako investor sa v\u0161ak mus\u00edte zmieri\u0165 s t\u00fdm, \u017ee v\u00e1\u0161 v\u00fdnos je v\u017edy trhov\u00fdm ocenen\u00edm za podst\u00fapenie rizika. \u010c\u00edm vy\u0161\u0161ie riziko, t\u00fdm vy\u0161\u0161\u00ed m\u00f4\u017ee by\u0165 v\u00fdnosov\u00fd potenci\u00e1l – aj ke\u010f to neplat\u00ed z\u00e1konite a bez v\u00fdnimky. Mo\u017enost\u00ed, ako zmierni\u0165 volatilitu akciov\u00fdch invest\u00edci\u00ed, v\u0161ak existuje hne\u010f nieko\u013eko – napr\u00edklad rozlo\u017een\u00edm portf\u00f3lia do r\u00f4znych regi\u00f3nov a typov akt\u00edv, alebo pravideln\u00fdm investovan\u00edm do podielov\u00fdch fondov. Pr\u00e1ve kolekt\u00edvne investovanie m\u00f4\u017ee by\u0165 vhodnou alternat\u00edvou zhodnocovania pe\u0148az\u00ed aj pre t\u00fdch, ktor\u00ed nechc\u00fa sami rozhodova\u0165 o tom, ak\u00e9 cenn\u00e9 papiere nak\u00fapi\u0165.„Do svojho portf\u00f3lia si zanesiem ve\u013ea fondov, t\u00fdm zn\u00ed\u017eim riziko“ To, ko\u013eko bude va\u0161e portf\u00f3lio obsahova\u0165 fondov, z\u00e1vis\u00ed na mnoh\u00fdch aspektoch. Napr\u00edklad na ve\u013ekosti majetku, v\u00fd\u0161ke v\u00e1\u0161ho veku, \u017eivotnej f\u00e1ze, postavenie vo\u010di riziku, s\u00a0va\u0161imi cie\u013emi at\u010f. Pr\u00edli\u0161n\u00e1 \u010dlenitos\u0165 tie\u017e nie je spr\u00e1vna, m\u00f4\u017ee vies\u0165 k strate preh\u013eadu o umiestnen\u00ed invest\u00edci\u00ed a k pr\u00edpadnej duplicite. D\u00f4le\u017eit\u00e1 je tie\u017e korel\u00e1cia, teda vz\u00e1jomn\u00e9 p\u00f4sobenie.Rozkladanie rizika je dobr\u00e9, ale je potrebn\u00e9 porozm\u00fd\u0161\u013ea\u0165 aj nad t\u00fdm, ako ve\u013emi s\u00fa na seba fondy z\u00e1visl\u00e9. Dobr\u00e9 je sklada\u0165 investi\u010dn\u00e9 portf\u00f3lio z r\u00f4znych regi\u00f3nov a z r\u00f4znych typov cenn\u00fdch papierov (\u0161t\u00e1tne dlhopisy, firemn\u00e9 dlhopisy, akcie, komodity …). V pr\u00edpade, \u017ee skombinujete tak\u00e9 invest\u00edcie, ktor\u00e9 s\u00fa na sebe \u010do najmenej z\u00e1visl\u00e9, neovplyvn\u00ed to\u013eko pokles ceny jednej invest\u00edcie t\u00fa druh\u00fa.„Investovanie je iba pre sk\u00fasen\u00fdch“ Za\u010da\u0165 investova\u0165 m\u00f4\u017eu aj \u00faplne neznal\u00ed tejto veci. Mus\u00edte ale ma\u0165 sk\u00fasen\u00e9ho poradcu. Ke\u010f si n\u00e1jdete dobr\u00e9ho poradcu, ktor\u00e9mu budete d\u00f4verova\u0165, potom sa v\u010faka va\u0161im prv\u00fdm invest\u00edci\u00e1m za\u010dnete prirodzene a pomaly u\u010di\u0165 o \u010dom svet investovania je. Ke\u010f si vezmete \u00faver, ve\u013emi sa toho o investovan\u00ed nedozviete. Naproti tomu, ke\u010f za\u010dnete investova\u0165, ove\u013ea lep\u0161ie pochop\u00edte, ako tento svet funguje.„Na investovan\u00ed sa m\u00f4\u017eete sta\u0165 z\u00e1visl\u00fdm“ Tento m\u00fdtus by sme mohli nazva\u0165 sk\u00f4r z\u00e1vislos\u0165ou. Samozrejme s\u00fa tak\u00ed z n\u00e1s, ktor\u00ed naozaj bud\u00fa denne sedie\u0165 pri po\u010d\u00edta\u010di a sledova\u0165, ako na tom jeho invest\u00edcie aktu\u00e1lne s\u00fa. Nie je to v\u0161ak potrebn\u00e9. Pri investovan\u00ed do podielov\u00fdch fondov ide o dlhodob\u00fd horizont, preto je dobr\u00e9 necha\u0165 v\u0161etko be\u017ea\u0165 a kontrolova\u0165 treb\u00e1rs raz do mesiaca. A zbyto\u010dne sa nestresova\u0165.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00fdty o investovan\u00ed: U\u017e ste ich po\u010duli?","item":"https:\/\/www.miras.sk\/myty-o-investovani-uz-ste-ich-poculi\/#breadcrumbitem"}]}]